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First Time Buyer Mortgages

With so many first time buyer mortgages available, and so many lenders vying for your business - it really is a potential minefield out there! In recognition of this, from the 31st October 2004, mortgage advice will for the first time become a regulated activity (regulated by the financial services authority - FSA). Mortgage advisers must pass specific qualifications to obtain registered mortgage adviser status. This is great news for you as a customer. You can seek and obtain advice you can rely on!

You may seek advice from a lender or company that is restricted to advising on a limited panel of lenders. However, the advice you obtain may then (by its very nature) be restricted in terms of the products available to you. As a First Time Buyer, we believe it is of great important for you to obtain Independent Mortgage Advice . The advice will then be on the whole of the mortgage market , resulting in more choice for you.

Please browse our first time buyer rates below :-

ABOUT YOUR MORTGAGE
Mortgage Type:
*
Value of current or new property:
*
Current Mortgage:
*
New Mortgage:
*
Do you have any secured loans:
Do you have any unsecured loans or credit card debt:
Have you missed any mortgage, credit card or loan payments in the last 12 months:
*
Is this a self cert mortgage
*
ABOUT YOU
Name:
*
E-mail Address:
*
Telephone Number:
*
Postcode:
*

On pressing the send button you will be contacted by Choice Loans & Mortgages who will contact you with whole of market mortgage advice.

* All fields must be completed

 

Your mortgage (and purchasing your home) will perhaps be the most important financial decision you have made up to now - and, in fact, may ever have to make! The wrong decision could cost you thousands of pounds! Our internet mortgage service can help you (by introducing you to a qualified independent adviser), to find the most appropriate and competitive first time buyer mortgage to meet your specific needs.

Do you want all the benefits and features of a qualified, professional mortgage adviser who will act for you? Complete the online enquiry form

Our other strategic partners have been selected to compliment our association with Park Row. It will be clear to you which of our partners will deal with your request at the earliest possible stage

The aim of this service is to introduce people like yourself to a specialist independent mortgage adviser, who can either advise and recommend a specific mortgage deal for you (based on your needs / circumstances) or can offer detailed information on suitable products to help you select the most appropriate mortgage deal available to meet your needs.

The key to our service is independence. The adviser that we will introduce you to will be fully independent, and as such will review the whole UK mortgage market to give you the best advice and access to some exclusive deals. You are under no obligation to proceed.

You will be instantly notified by e-mail of any additional information required, using an easy to complete mortgage questionnaire form. All information will be contained on a secure server, and will remain confidential between you and your adviser.

We like people to remain in control, so the preferred methods of contact are both phone and e-mail. It can be arranged that an adviser can come to see you in person at your request, but find that most clients prefer to work remotely.

Once the adviser has obtained the information they require to find you the most appropriate deal, he / she will source from the whole UK market using in-house regularly updated mortgage sourcing software. He / she can e-mail or post recommended product illustrations for you to look over (or may be available to provide a face-to-face advice appointment with you).

We believe the best assistance comes from a regulated mortgage broker!

Your home may be repossessed if you do not keep up repayments on your mortgage.

This web site is operated by Internet Marketing & Management Services Ltd and introduces clients to independent financial advisors. Internet Marketing & Management Services Ltd does not provide any finance advice and only acts as an introducer to regulated companies.

Internet Marketing & Management Services Ltd. Business address and registered office is 7 Fidlas Road Llanishen Cardiff CF14 0LW.
The company is registered in England and Wales under Company Number 520850



Please read our Terms Of Business for further information.

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